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Loans, both federal and private, help thousands of students every year finance their education, but that money needs to be repaid — and with interest.

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Loans, both federal and private, help thousands of students every year finance their education, but that money needs to be repaid — and with interest. Before considering any form of education loan, students need to investigate possible grants for which they may be qualified. Grant money for college never has to be repaid, and there are a wide array of grant programs deed to benefit every kind of student, and every course of study.

Thousands of organizations, both public and private, have grant money to award to students who are struggling to cover the costs of their college tuition. You can begin by talking to your high school advisers and teachers, and then continue your investigations on your own.

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At this point the internet will be a primary tool in your search for education grants, as will your local libraries. Any successful grant search begins with knowing yourself, your status as a student and your academic interests. This will help you narrow your focus, and will allow you to eliminate those grant programs for which you are not eligible.

For example, if you are an Hispanic woman going to college to become an ant, you will want to search for grant programs that are dedicated to Latin-American female students enrolled in business and ing studies. Begin your grant search early, to allow yourself plenty of time to find, and apply to, the various grant programs for which you may be eligible. As you begin to search for possible education grants, you will find that they come in all shapes and sizes. You will also find that many grant programs may be found in the most unlikely of places.

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Look deeply, leave no stone unturned, and you may find the necessary education grants that will help meet your college costs. Where To Start The following list colleeg education grants is expansive in the scope of the programs it covers, but it is by no means exhaustive. Some of the listings are for single grant programs, while others are a gateway to a list of further financial aid programs.

At the very least, these Grants Opportunities will give you an idea of the vast array of programs that exist to help deserving students find the money they need for college. It should also, hopefully, give you the confidence to keep searching until you find the grant program that will benefit you.

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Federal Grants The U. These grants are the starting point for and college-bound students looking to find financial aid for their post-secondary education. Need-Based The Federal Pell Grant is available to students who demonstrate the requisite amount of financial need. The ACG is open to students majoring in a critical need area, such as math, science, technology, engineering and foreign languages.

Emphasis is placed on those regions where knowledge of the local language and culture would benefit U. The grant is part of the National Security Education Program. The Benjamin A Gilman Award is open to undergraduate students for study abroad. The program is open to students who have already qualified for the Federal Pell Grant. The Gilman Award is a continuing program of the U. State Sponsored Grants Every state maintains its own college grant programs, and they are typically only available to student residents.

While it would be impossible to list every education grant from each state in the union in the space available here, the following examples will give students an idea of the types of programs that may be available through their own state governments. The Central Alabama Community Foundation is a state based charitable organization.

One of their main directives is to provide financial aid to eligible college-bound students from disadvantaged counties throughout Alabama. The Arizona Private Post-Secondary Education Student Financial Assistance Grant provides financial aid to resident students who have attended a community college, and wish to pursue their baccalaureate degree at a 4 year college or university within the state. These programs are open to resident students attending a participating Colorado college or university.

The Kansas Board of Regents sponsors a of grants and scholarships for resident students, including the Kansas Comprehensive Grant, the Kansas Nursing Service Scholarship and the Kansas teacher service Scholarship. Award amounts vary according to need and availability. The state of Michigan offers eligible resident students the Michigan Tuition Grant. The MTG is available to undergraduate students with the requisite financial need.

Awards are restricted to the cost of tuition. Texas offers a large of financial aid programs for its resident college-bound students through the College for All Texans initiative. Chief among the many grants and scholarships offered is the Texas Grant. Awards are based on need as well as merit, and are open to to all Delaware residents.

Grants may be need-based or merit-based, and often they will be dedicated to a specific course of study or career goal. The University of California at Santa Cruz offers many financial aid programs for student residents of California. The school routinely offers a of gigl and grants, including the Mount Marty Grant for dependent students living on campus.

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Programs are open to both undergraduates and graduate students pursuing a degree in Jewish Studies. Graceland University in Iowa provides a large of grants and scholarships for its undergraduate students. Purdue University sponsors the Span Plan for adult learners returning to complete their college education. The loo,ing includes the cost of a three credit hour class, plus a stipend for books.

This award is open to students pursuing their studies in Asian-American relations.

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Special consideration is given to students pursuing a course of studies in Asian-American cultural or legal issues. Course and Career Specific Grants The following entries in our list of education grants are dedicated to specific course studies, or particular career paths. They may be sponsored by universities, private and public endowments or professional associations. Agriculture The American Floral Endowment offers scholarships, internships and grants for students engaged in ffor studies.

The American Rhododendron Society sponsors a of comprehensive research grants for graduate students engaged in the advanced study of horticultural genetics, pest control, and fertilization techniques. The Future Farmers of America sponsors scholarships and grants for students pursuing a post-secondary education in farming and agricultural studies.

The grant is open to minority student applicants from ethnic groups that have been historically underrepresented in the fields of science and research.

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Archaeology The Archaeological Institute of America offers six annual fellowships to graduate students for the purpose of travel and study in the preparation of their dissertations. Fellowships are open to student members of the AIA only. The Arch and Bruce Brown Foundation awards annual grants to student playwrights. Submissions must represent gay and lesbian lifestyles in a positive light, and must be centered on an historical event or person. The Jacob K. Javits Fellowships Program is administered by the Federal Government.

Grants are awarded to graduate students in a variety of fields including fine art, creative writing, music and theater arts. Award amounts vary depending on available funding. The award is only availaable to student members of the CSA. The Smarg Guild of America offers their annual Convergence Grant for students engaged in the study of weaving and fiber arts. The grant is part of a work study program in which the student gains hands on training while acting as an assistant to a resident professor or instructor.

Athletics and Recreation The National Strength and Conditioning Associations sponsors a variety of grants and scholarships. Programs are open to graduate students engaged in research into nutrition, coklege and body maintenance. Business The American Institute of Certified Public ants sponsors a wide variety of grants, scholarships and fellowships for student members.

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The Military Order of the Purple Heart Service Foundation offers scholarships and grants to dependent students of military veterans cpllege have been awarded the Purple Heart. Award amounts vary, and applicants must be enrolled in business studies at an accredited university or college.

State Farm Insurance supports a of grant and scholarship programs for the college-bound dependents of active and retired employees. Applicants must be attending an accredited university or college, and be enrolled in business studies. The annual award targets undergraduate and graduate students who are pursuing a career in computer technology. This grant funds the research of deserving student scholars into the areas of neural networking and evolutionary computation.

Hospitality The American Hotel and Lodging Educational Foundation sponsors a of grant and scholarship programs for students enrolled in a hospitality management program at a partnering college, university or technical school. Award amounts vary depending of course of study. The Council for the Advancement of Science Writing supports a variety of grants and fellowships for journalism students pursuing a career in science and technology reporting.

The WHOI offers the annual Ocean Science Journalism Fellowship for graduate students pursuing research in oceanographic and ocean engineering-related journalism.

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This program is aimed at working journalists who are returning to college to pursue further studies in Public Affairs Reporting. Emphasis is on journalism in the age of digital media. Cox Grant for Women. The purpose of the grant is to encourage women to enter the historically male dominated field of statistics. The grant is open to women pursuing their mathematical studies at the graduate level.

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Eligible students must be able to demonstrate a strong proficiency in mathematics. The award is available to undergraduate and graduate students who a majoring in mathematics at an AMS member university. The award is available to undergraduate and graduate students with an impressive academic record, and a history of community leadership. Awards are open to all eligible Ohio college students pursuing a degree in advertising, marketing and communications.

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Awards are decided on the basis of merit, as well as financial need. The award is available to undergraduate and graduate students studying voice at UHM. A minimum GPA of 3. Edgewood College offers the Fine Arts Award for freshman music students. Awards are available for students pursuing their studies in all orchestral instruments, as well as piano, voice and guitar. Applicants must submit audition tapes to be considered.

The American Brahms Society administers the annual Karl Geiringer Award for music majors working on a doctoral dissertation that relates to the music of Brahms. Students are required to submit an outline for the research project in order to be considered for the award. The Frank Huntington Beebe Fund for Musicians sponsors an annual fellowship grant for graduate music students. Emphasis is on composing and performing classical music.

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